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Analyze HR6644 - 21st Century ROAD to Housing Act | DoTheySupportIt

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Analyze HR6644 - 21st Century ROAD to Housing Act

HR6644

21st Century ROAD to Housing Act

While the primary focus of this legislation is housing reform, Title XI directly addresses central bank digital currencies (CBDCs). It prohibits the Federal Reserve from issuing or creating a CBDC, or any substantially similar digital asset, either directly or indirectly through financial intermediaries. An exception is carved out for any dollar-denominated currency that is open, permissionless, and private, which preserves physical cash-like privacy protections. This restriction remains in effect until December 31, 2030, unless Congress explicitly authorizes a CBDC.

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